If Women Owned Their Money Like Their Sexuality

Do the ladies feel as confident with their money as they do their sexuality? Women are quite comfortable with owning our sexuality but how does that translate to our financial lives? Seems like the ladies are a little behind in the latter... Meaning: our attitudes and actions when it comes to money are closer to our grandmother's. GASP.

"According to a 2007 study on gender differences by Tahira Hira of Iowa State University and Cäzilia Loibl of Ohio State University, women are still less likely to be socialized in financial matters, and they are more likely than men to find investment decisions stressful, difficult and time consuming. The study also found that it often takes a life event, like getting married, to prompt women to save and invest, whereas men were more likely to start investing gradually."

- Maddy Dychtwald in her new book on women's economic power, Influence

That is precisely WHY all of you in NYC should be attending our HOMEBODIES event tomorrow night (June 8th in Brooklyn) - because you should be owing your money like you do your sexuality!! There's no empowerment like independence.

More information here: http://ladieslotto.blogspot.com/2010/06/are-you-homebody.html

Read the full article about Women's attitudes towards money on Jezebel.com here - http://jezebel.com/5534241/own-your-money-like-you-own-your-sexuality-the-depressing-truths-about-women--money

Dang-A-Lang by Trina, Lady Saw & Nicki Minaj

How App'd: XE Currency App

When traveling abroad it's prudent to know how much your dollar is worth. The exchange rate fluctuates daily and depending on where you're headed, your crisp little green friend could be gaining or losing value. The XE Currency app is just the perfect tool to help you figure out exactly what's going on if you are not a banker, financial analyst or other persons well versed in the exchange rate.

Since the app -- like the basic site -- is free, only mid-market rates are shown. Mid-market rates aren't "buy or sell" rates. Instead, they fall somewhere in between; an approximation of sorts. Depending on where you do your exchange the rate can be higher or lower than mid-market figures. XE Currency app users can access more than 180 currencies and monitor 10 at any given time (great if you're country hopping). With a flick of the wrist rates are updated. The app is both web based and available for offline use so you can calculate rates in the middle of nowhere.

No matter what you do or which exchange calculation site or app you use, be sure to shop around for the best rates. Exchange agencies such as Travelex don't always offer the best rates. Sometimes it's best to go to a bank (shop around here too), withdraw money from an ATM when you reach your destination or just use a debit or credit card. While your bank or credit card company may charge a fee between 1-3% for exchanging the funds, it's safer than carrying wads of cash around.

Available for: iPhone, iPod Touch and Blackberry
Cost: Free
Pro: Have access to a reliable conversion tool (automatic conversion online; manual conversion offline).
Con: The rates shown are an approximation; it can go either way.

NYC: Wine, Women & Wealth on May 20th

The Coalition For the Homeless's First Step Job Training Program helps homeless and low-income women get off the streets by providing them with hands on job training as well as a professional wardrobe to get them started on the road to a brighter future.

As it is Ladies Lotto's goal to empower ladies via a strong base, we'll be hosting a networking and benefit event next week to support these women. Come for the open bar but stay for the discussion with the women of World Financial Group. They'll be dishing on wealth management; how to get it and how to keep it.


Thursday, May 20th
6:30-9PM

Polar
@ The Marcel
201 East 24th Street
NYC
Admission is free.


Open bar & light h'ors d'oeuvres!

RSVP to www@ladieslotto.com

Save the Date NYC - March 9th! Entrepreneurship 101: A How-To Guide For Starting Your Own Business

Entrepreneurship 101:
A How-To Guide For Starting Your Own Business
New York
March 9th 2010

What is Entrepreneurship 101?
This how-to event is designed to educate New Yorkers on the logistics of starting their own business. Despite the challenges of today’s economy, many small business owners are flourishing. The women of Ladies Lotto are natural leaders and innovators within their chosen industries, many of whom are at this very turning point in their careers. Guided by a panel of start-up savvy experts, participants will learn how to turn their passions and skills into an official business.

At Entrepreneurship 101, participants will learn:

- How to create a business plan and business model
- How to choose a company name and defining its brand
- How to become a legal business and the differences between an Inc., a Corp, a Co., an LLC, etc
- How to start right with tax and accounting record keeping
- Putting it all together: networking, marketing, and the day-to-day as a business owner

The Entrepreneurship 101 panel will include a business attorney, a representative from a successful break-through startup powerhouse, an accountant, a thriving designer, a freelancer, a marketing guru, and more.

What: Entrepreneurship 101: A How-To Guide For Starting Your Own Business
When: Tuesday, March 9th 2010
Time: 7pm
Where: 287 Spring Street, New York, NY 10012

RSVP: RSVPNYC@LADIESLOTTO.COM

$25 NON-MEMBERS (pre-pay) http://tinyurl.com/llny3-2010
$15 MEMBERS

SPACE IS LIMITED, PLEASE RESERVE A SPOT BY PAYING IN ADVANCE.

Money Matters: How to Finance your Business during a downturn

If It were only that simple

We all know that trying to start your own business is no joke. No one ever said it was going to be easy, sure it will be fun to see it come to life, then be rich and famous on top of that would be the best thing ever. But before we start to get ahead of ourselves, question. Where the hell is that money coming from? While you are still trying to pay for rent, transportation, get your food going (i.e. top ramen) and look good while doing it all. Here is something that will help you pull it all together.

Tuesday November 17th 6 - 7:30pm

Hear from various lenders about the different loans and financing alternatives they offer and how you can qualify.

-Accion USA
-BOC Capital Corporation
-NYC Financial Network Action Consortium
-Project Enterprise
-The Local Development Corporation of East New York

Register Online at www.brooklynpubliclibrary.org/business or call 718-623-7000 option 4



Check it out ladies. Can't look like this guy right here. We don't need a job, when we are running the business.

Grown Up Problem$.

Everyone's got 'em...

Horace Andy's Money Money

Introducing LLabs

Ladies Lotto is introducing LLabs; a low-cost, no frills event where we help members find solutions to pertinent everyday issues. Finance is the first issue we're tackling because it's hella rough out there for a lady.


Tuesday, April 28th

6:30-7:30 pm (program starts promptly)
$5 - cash only

Creating An Action Plan: What Every Woman Should Know

This presentation is highly interactive and goes over the basics of where to begin taking control of your finances.

Speaker: Michelle M. Brassell, Financial Advisor - Wealth Management

CITI SMITH BARNEY
One New York Plaza, 36th Floor
New York, NY 10004

* Bring a notebook and pen


RSVP: rsvpnyc@ladieslotto.com

Tax Day!!!

Did you file your taxes or just hide the cash under your mattress? To file an extension there are a number of websites. Try https://www.taxextension.com/tax_extension/ or visiting My Money Blog for other options.

Daily Commute: Keep New York Moving

Morning commuters! Keep New York Moving is a joint effort by the Campaign for New York's Future and the Empire State Transportation Alliance to ensure safe, affordable, reliable transportation for New York now and in the future.

The NY transportation system is facing a serious crisis, and unless the leaders in Albany take action to provide new, stable funding for public transit, the MTA will move forward with their "doomsday plan." Their plan includes severe service cuts across all five boroughs and fare hikes – as much as $3.00 per ride (that isn't an April Fool's joke)!

That's a hefty fare hike, tell Albany what you think!

Via Keep New York Moving

Woman on Top?

Photo: Don't Touch My Moleskine

Nevermind that women still make about 78¢ for every dollar a man makes. This recession seems to have a tiny silver lining for women. For the first time in history there will be more women on the American payroll since the majority of jobs being downsized are in traditionally male sectors including manufacturing, the auto industry and construction.

Many women are unwittingly becoming the breadwinners of their families. However, there hasn't been a complete role reversal. Apparently, one unemployed wise-guy still argues with his wife about walking the dog. My suggestion; keep the dog and lose the husband.

Click here to read the full article.



Source: The New York Times