Know This: The New Tax Man

Ladies - this is going to creep its ugly head in your life sooner or later. Read about what bailed-out banks are up to now: Quietly buying up tax debt and threatening homeowners with foreclosure. One woman lost a home with a paid-off mortgage -- over a $362 water bill. Story is by Huffington Post Investigative Fund


The New Tax Man

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http://huffpostfund.org/thenewtaxman/

US Tax Cuts, Expiration Dates And Fareed Zakaria

The US is up shit's creek - thanks to eight oppressive years under the BUSH regime and its policy we're in the worst off financially than we've been in for nearly half a century.

Republicans are bitching about lowering the deficit yet they are against allowing Bush tax cuts for America's wealthy to expire (just to let you know nearly HALF of Americans do not pay income tax). Allowing these tax cuts to expire across the board would lessen the deficit by 30% (yes, that's 3-0 percent) and take us back to a similar taxing system as the Clinton Admin (which saw the budget balanced for the first time in 40 years as well as a economic surplus - think Prada, Gucci and Chanel for daaaaysss).

Watch CNN's Fareed Zakaria's take on what America should be doing (following in the steps of Great Britain)-

http://www.cnn.com/video/#/video/us/2010/08/01/gps.fareed.take.8.01.cnn

Please watch this and spread the word. Inform and empower yourself because it's taking a toll on ALL OF US.

For the Kids

As school is not too far away its time to think about some of the essential things that the kids need. Here is one video I actually saw in the movies a while back. "Waiting for Superman"

With the pledge at 23,752, help grow the scale 1,000,000 needed to release this movie and help the cause. To find out more information go to waitingforsuperman.com

Director of the docu-film Davis Guggenheim's interview

Take the pledge and take action

Waitingforsuperman.com

Waitingforsuperman.com/action

The Eggs in Your Basket: Sexuality and Cougardom

Women's sexual appetite increases with age, yet women are more fertile in their teens and 20's. Ever wonder why the onset of middle age makes women lust more? Time Magazine has explored this issue in a recent article.

All cougars in training take a look and let us know what you think: http://www.time.com/time/health/article/0,8599,2002838,00.html

Are You a Homebody?

Ladies Lotto is giving you a lesson in Home Sweet Home. Homebodies is a how-to guide meant to help all - whether you're a first-time home buyer looking to buy an apartment now, in a year, in 5 years, or entering the market-place as a repeat buyer, this event will provide you with an education that will make buying a home easier and ATTAINABLE (!!!).

Get the facts on the steps to purchase real estate in New York City.

At Homebodies you'll learn:

* How to buy with only a small down payment
* What you can afford with your income
* The difference between renting, buying, and renting to own
* How-to fix your credit score to obtain financing
* How a buyer agent can save you money & find a perfect home for you
* Which mortgage is best for you - new restrictions and rates
* The reason you need a lawyer
* And everything else you need to know about the home buying process

Hear from a mortgage broker, a debt counselor, a real estate agent, a real estate lawyer, a first time home buyer and more!

RSVP NOW, it's a REQUIREMENT FOR ALL - homebodies@ladieslotto.com

Ladies Lotto Members: FREE
Not a member? Join here - http://www.ladieslotto.com/

Non-Members Advance Purchase (ends June 6th): $20
http://homebodies2010.eventbrite.com/

Regular Admission: $25

Presenters:
Ladies Lotto Members:
Mara Ingram -Licensed Real Estate Agent with Corcoran
Jordana M. Gutman, P.C.
Kiki T -recent home buyer

Others:
Anthony Davenport-Sales Manager-Regal Financial Solutions
Rolan Shnayder-Mortgage Broker- Home Mortgage Express
Jerry Feeney-Attorney

Presentations will be followed by Q&A session and a tour of the newest and best valued condominium in Downtown Brooklyn, Be@Schermerhorn.

http://beatschermerhorn.com/home.html

Food and wine provided by Regal Financial Solutions and Home Mortgage Express.

A printed homebuyer's guide to take home will be included.

Please reserve your space now by pre-paying here!

Buying a home can be a little intimidating, let Ladies Lotto and the professional panel at Homebodies! help you gain the knowledge and confidence to make it powerful and exciting!

See you there! Spread the word!

Student Loan Overhaul

How many of you out there have student loans? I'm sure there are several who do. A little info for you who currently have loans, are thinking about taking on loans and/or will have future children who will attend university -

Since the bank-based loan program began in 1965, commercial banks like Sallie Mae and Nelnet have received guaranteed federal subsidies to lend money to students, with the government assuming nearly all the risk. Democrats have long denounced the program, saying it fattened the bottom line for banks at the expense of students and taxpayers.

Ending one of the fiercest lobbying fights in Washington, Congress voted 2 weeks ago to force commercial banks out of the federal student loan market, cutting off billions of dollars in profits in a sweeping restructuring of financial-aid programs and redirecting most of the money to new education initiatives.

- DAVID M. HERSZENHORN and TAMAR LEWIN of The NY TIMES

Read the full article here - it will take 2 minutes and is a great refresher on the issue.

http://www.nytimes.com/2010/03/26/us/politics/26loans.html?hp

Save the Date NYC - March 9th! Entrepreneurship 101: A How-To Guide For Starting Your Own Business

Entrepreneurship 101:
A How-To Guide For Starting Your Own Business
New York
March 9th 2010

What is Entrepreneurship 101?
This how-to event is designed to educate New Yorkers on the logistics of starting their own business. Despite the challenges of today’s economy, many small business owners are flourishing. The women of Ladies Lotto are natural leaders and innovators within their chosen industries, many of whom are at this very turning point in their careers. Guided by a panel of start-up savvy experts, participants will learn how to turn their passions and skills into an official business.

At Entrepreneurship 101, participants will learn:

- How to create a business plan and business model
- How to choose a company name and defining its brand
- How to become a legal business and the differences between an Inc., a Corp, a Co., an LLC, etc
- How to start right with tax and accounting record keeping
- Putting it all together: networking, marketing, and the day-to-day as a business owner

The Entrepreneurship 101 panel will include a business attorney, a representative from a successful break-through startup powerhouse, an accountant, a thriving designer, a freelancer, a marketing guru, and more.

What: Entrepreneurship 101: A How-To Guide For Starting Your Own Business
When: Tuesday, March 9th 2010
Time: 7pm
Where: 287 Spring Street, New York, NY 10012

RSVP: RSVPNYC@LADIESLOTTO.COM

$25 NON-MEMBERS (pre-pay) http://tinyurl.com/llny3-2010
$15 MEMBERS

SPACE IS LIMITED, PLEASE RESERVE A SPOT BY PAYING IN ADVANCE.

Some Help?

Ladies help give orphan children the chance at a good education via the Orphans of Rwanda Benefit!

Attend the NYC benefit and help support the cause or make a donation HERE