If Women Owned Their Money Like Their Sexuality

Do the ladies feel as confident with their money as they do their sexuality? Women are quite comfortable with owning our sexuality but how does that translate to our financial lives? Seems like the ladies are a little behind in the latter... Meaning: our attitudes and actions when it comes to money are closer to our grandmother's. GASP.

"According to a 2007 study on gender differences by Tahira Hira of Iowa State University and Cäzilia Loibl of Ohio State University, women are still less likely to be socialized in financial matters, and they are more likely than men to find investment decisions stressful, difficult and time consuming. The study also found that it often takes a life event, like getting married, to prompt women to save and invest, whereas men were more likely to start investing gradually."

- Maddy Dychtwald in her new book on women's economic power, Influence

That is precisely WHY all of you in NYC should be attending our HOMEBODIES event tomorrow night (June 8th in Brooklyn) - because you should be owing your money like you do your sexuality!! There's no empowerment like independence.

More information here: http://ladieslotto.blogspot.com/2010/06/are-you-homebody.html

Read the full article about Women's attitudes towards money on Jezebel.com here - http://jezebel.com/5534241/own-your-money-like-you-own-your-sexuality-the-depressing-truths-about-women--money

Dang-A-Lang by Trina, Lady Saw & Nicki Minaj

Are You a Homebody?

Ladies Lotto is giving you a lesson in Home Sweet Home. Homebodies is a how-to guide meant to help all - whether you're a first-time home buyer looking to buy an apartment now, in a year, in 5 years, or entering the market-place as a repeat buyer, this event will provide you with an education that will make buying a home easier and ATTAINABLE (!!!).

Get the facts on the steps to purchase real estate in New York City.

At Homebodies you'll learn:

* How to buy with only a small down payment
* What you can afford with your income
* The difference between renting, buying, and renting to own
* How-to fix your credit score to obtain financing
* How a buyer agent can save you money & find a perfect home for you
* Which mortgage is best for you - new restrictions and rates
* The reason you need a lawyer
* And everything else you need to know about the home buying process

Hear from a mortgage broker, a debt counselor, a real estate agent, a real estate lawyer, a first time home buyer and more!

RSVP NOW, it's a REQUIREMENT FOR ALL - homebodies@ladieslotto.com

Ladies Lotto Members: FREE
Not a member? Join here - http://www.ladieslotto.com/

Non-Members Advance Purchase (ends June 6th): $20
http://homebodies2010.eventbrite.com/

Regular Admission: $25

Presenters:
Ladies Lotto Members:
Mara Ingram -Licensed Real Estate Agent with Corcoran
Jordana M. Gutman, P.C.
Kiki T -recent home buyer

Others:
Anthony Davenport-Sales Manager-Regal Financial Solutions
Rolan Shnayder-Mortgage Broker- Home Mortgage Express
Jerry Feeney-Attorney

Presentations will be followed by Q&A session and a tour of the newest and best valued condominium in Downtown Brooklyn, Be@Schermerhorn.

http://beatschermerhorn.com/home.html

Food and wine provided by Regal Financial Solutions and Home Mortgage Express.

A printed homebuyer's guide to take home will be included.

Please reserve your space now by pre-paying here!

Buying a home can be a little intimidating, let Ladies Lotto and the professional panel at Homebodies! help you gain the knowledge and confidence to make it powerful and exciting!

See you there! Spread the word!

Homebodies! A How-To on Home Sweet Home is June 8th in Brooklyn

Ladies Lotto is giving you a lesson in Home Sweet Home. Homebodies is a how-to guide meant to help all - whether you're a first-time home buyer looking to buy an apartment now, in a year, in 5 years, or entering the market-place as a repeat buyer, this event will provide you with an education that will make buying a home easier and ATTAINABLE (!!!).

Get the facts on the steps to purchase real estate in New York City.

At Homebodies you'll learn:

* How to buy with only a small down payment
* What you can afford with your income
* The difference between renting, buying, and renting to own
* How-to fix your credit score to obtain financing
* How a buyer agent can save you money & find a perfect home for you
* Which mortgage is best for you - new restrictions and rates
* The reason you need a lawyer
* And everything else you need to know about the home buying process

Hear from a mortgage broker, a debt counselor, a real estate agent, a real estate lawyer, a first time home buyer and more!

RSVP NOW - homebodies@ladieslotto.com

Ladies Lotto Members: FREE
Not a member? Join here - http://www.ladieslotto.com/

Non-Members Advance Purchase (ends June 6th): $20
http://homebodies2010.eventbrite.com/

Regular Admission: $25

Presenters:
Ladies Lotto Members:
Mara Ingram -Licensed Real Estate Agent with Corcoran
Jordana M. Gutman, P.C.
Kiki T -recent home buyer

Others:
Anthony Davenport-Sales Manager-Regal Financial Solutions
Rolan Shnayder-Mortgage Broker- Home Mortgage Express
Jerry Feeney-Attorney

Presentations will be followed by Q&A session and a tour of the newest and best valued condominium in Downtown Brooklyn, Be@Schermerhorn.

http://beatschermerhorn.com/home.html

Food and wine provided by Regal Financial Solutions and Home Mortgage Express.

A printed homebuyer's guide to take home will be included.

Please reserve your space now by pre-paying here!

Buying a home can be a little intimidating, let Ladies Lotto and the professional panel at Homebodies! help you gain the knowledge and confidence to make it powerful and exciting!

See you there!

Wine, Women & Wealth Pictures By Briana Heard

Last week's Wine, Women & Wealth Benefit for Coalition for the Homeless's First Step Program with the World Financial Group (WFG) was a SUCCESS! First Step graduates graced us with their presence and WFG's Fradel Barber educated the attendees on how to make that money and keep it! Be smart lladies...

Check out the photos from the event by LLady Briana Heard. Next two Ladies Lotto's events will take place on June 8th (Homebodies! A How-To on Home Sweet Home) and June 16th (Jade is Music listening party with DJS Nire & Luna Vega). Save the dates!

Student Loan Overhaul

How many of you out there have student loans? I'm sure there are several who do. A little info for you who currently have loans, are thinking about taking on loans and/or will have future children who will attend university -

Since the bank-based loan program began in 1965, commercial banks like Sallie Mae and Nelnet have received guaranteed federal subsidies to lend money to students, with the government assuming nearly all the risk. Democrats have long denounced the program, saying it fattened the bottom line for banks at the expense of students and taxpayers.

Ending one of the fiercest lobbying fights in Washington, Congress voted 2 weeks ago to force commercial banks out of the federal student loan market, cutting off billions of dollars in profits in a sweeping restructuring of financial-aid programs and redirecting most of the money to new education initiatives.

- DAVID M. HERSZENHORN and TAMAR LEWIN of The NY TIMES

Read the full article here - it will take 2 minutes and is a great refresher on the issue.

http://www.nytimes.com/2010/03/26/us/politics/26loans.html?hp

Woman Starts the Debtor's Revolt!

Civil disobedience has been implemented in this woman's revolt against Bank of America. Ann Minch of Red Bluff, California has been using her B of A card for years - she's never missed a payment. But recently, after receiving notice that her APR had increased to a whopping 30%, she took a stand. After attempting to negotiate a lower interest rate, she has refused to pay her balance, claiming there is nothing the financial giant can do about it. Watch the video she made and sent to the bank. She is asking the citizens of the world to join the debt refusniks for a new revolution against the banking giants. Will you join?

Watch it here:



The Huffington Post has a more in-depth article. Check it out if you want more info:
http://www.huffingtonpost.com/2009/09/14/debtors-revolt-woman-refu_n_285394.html

Introducing LLabs

Ladies Lotto is introducing LLabs; a low-cost, no frills event where we help members find solutions to pertinent everyday issues. Finance is the first issue we're tackling because it's hella rough out there for a lady.


Tuesday, April 28th

6:30-7:30 pm (program starts promptly)
$5 - cash only

Creating An Action Plan: What Every Woman Should Know

This presentation is highly interactive and goes over the basics of where to begin taking control of your finances.

Speaker: Michelle M. Brassell, Financial Advisor - Wealth Management

CITI SMITH BARNEY
One New York Plaza, 36th Floor
New York, NY 10004

* Bring a notebook and pen


RSVP: rsvpnyc@ladieslotto.com